Traveling within the country or to various destinations across the globe needs a lot of planning and money too. But, the most important issue in a trip happens to be the safety of the person traveling to different places, as he/she comes across various unforeseen situations on a trip. If any sudden and major health crisis occurs in these situations, money surfaces as the prime issue regarding all medical expenses and expenditure of hospitalization. In order to meet the financial needs of a person in such emergencies, HDFC ERGO the Best travel insurance company in India offers the most cost-effective and flexible plans for travelers insurance.

Travelers insurance plans from HDFC ERGO, one of the top travel insurance companies in India, offer monetary, medical and other associated help to the policy holder and his/her family for the international trips.  The purpose of the international trip may be a business or leisure, the HDFC ERGO travel insurance company provides complete coverage for all expenses, losses and damages that arise out of unexpected emergency situations in an international trip. Loss of checked baggage or late arrival of checked baggage – even issues like these are also taken care of by the travel insurance plans of HDFC ERGO.

The travel insurance plans offered by HDFC ERGO with different options for Sum Insured, include-

• Single Trip Plan
• Multiple Trip Plan
• Asia Plan
• Family Floater Plan

Certain facts about travel insurance from HDFC ERGO, one of the leading travel insurance companies -

• Submission of health records is mandatory for all trips
• Submission of the medical reports are needed for – ECG (not with tracing), Blood Sugar(Fasting and PP), Echo Cardiography and Ultra-Sonography
• Submission of doctor’s fitness certificate with prior medical history and report of previous major illness is necessary
• Sum Insured limits to 10,000 US Dollars in circumstances of non-submission of medical reports for all travel insurance plans
• The age limit for the HDFC ERGO travel insurance policy is 6 months to 70 years
• Health check-up is not required for buying the policy
• A short trip of only 1 to 4 days is also provided coverage
• People employed in India and drawing their salaries in Indian currency can avail the coverage
• Extension of policies is valid to a period of 180 days
• The policy does not offer coverage for prior illnesses
• Medical costs cover ambulance facility
• Claims for both late arrival and loss of baggage are not entertained simultaneously

An all-inclusive Student Suraksha is provided to the all the people studying abroad by HDFC ERGO travel insurance company.
For students living in abroad for academic reasons can extend their policy with the same amount of sum insured if-

• The Sum Insured has not been increased
• The actual period of policy has not over
• Fitness certificate is submitted by the policy holder
• No claim has been made during the policy period
• Extension is available for a single time
• Prior to the activation of the extension period the insured deposits the premium for the extension period
• The extension period in addition to the actual policy period does not cross the period of 2 years

Many people are not worried about the travel insurance while finalizing travel policies. Travelling outside will surely gives you and your family pleasure and excitement, but there are few things which should be taken care on serious notes. It is necessary to find perfect travel insurance quotes before you are planning your international trip.

If you are planning to go on an international trip with your family or love ones, it will surely make your trip memorable. Every individual need a break from daily hectic schedule and when they plan an international trip, it give more fun and happiness. But there is no trip which comes without any risk or problems that is why now a day’s travelers plan to take travel insurance cover. There are many reliable sources where you can search perfect travel insurance quotes and in just a simple and easy way.

The tempting and alluring feature of travel insurance cover is that it has a benefit of interruption and cancellation. It means if something happens and you want to cancel or interrupt you travel insurance quotes then you can easily reimbursed you travel policy. Other best part of travel insurance is that if you lost your luggage it is insurance company duty to get your luggage back and accidentally traveler need any medication during the trip, it will quoted in the travel insurance cover that they will cost for it.

To search perfect travel insurance, it is essential to decide your travel destination according to those insurance companies offers you suitable plans. The popular plan selected by the traveller is standard plan which gives $ 100,000 medical insurance and there are many other things which are covered under standard plan such as terrorism coverage, 24 hours services and many more.

If you are a students, senior citizen or any other special mission then there are plenty of travel insurance plans which will surely help you to keep safe and secure. Everything depends on the traveller’s choice whether they are opting cheap travel insurance or high. There are many popular websites which gives all the necessary information to the traveller, on the website you will find travel quotes with the terms and conditions. All you need to do is that, read terms and conditions carefully and compare three-four other travel insurances and their quotes. By which you will get a clear idea which policy is beneficial for you.

To take travel insurance policy is necessary for everyone who is traveling out of the country; it gives them safe and security in the difficult times. One small mistake can bring sorrow to your life, so it is advisable do not take any kind of silly risk which brings sadness to your memorable trip even you can take advice from the experts also who will guide you in the right direction.

HDFC ERGO is one of the renowned and eminent insurance company who offer attractive and affordable travel insurance cover policies to the customers.